Storm claims, explained
Insurance Claim Detach and Reset in Alsip, IL
If hail or wind has your roof headed for replacement, here is how the solar part of the claim gets documented.
Why the Solar Part of a Claim Needs Its Own Scope
Here is a common situation. A spring storm rolls across Alsip. Hail beats up the shingles. An adjuster agrees the roof needs replacing. But your roof has solar on it, and the roofing estimate does not explain what it takes to get those panels off and back on. Sometimes that line is missing. Sometimes it is one round number with no explanation. Either way, it is hard for anyone to review. That is the gap we fill. After looking at your system, we break the solar work into a written list of tasks with a price beside each. Shutdown and disconnect. Lifting off panels, rails and conduit. Tagging and safekeeping. Fresh attachments and their flashing. Putting it all back, wiring it up and testing it. Photos of the array before work starts go along with it, as does the panel count. You, or your roofer, add that to the claim. Let's be clear about our role. You are in charge of your claim. We do not negotiate with the insurance company, and we do not speak for you. We provide documentation, coordinate dates with your roofer and, if you would like, answer technical questions from the adjuster. Payment for this portion is decided by your policy terms and whatever the adjuster approves.
What You Receive for the Claim
Each item is meant to make the solar work easy to understand.
An itemized scope
Every task written out and priced on its own line.
Photos before work
The array and roof captured as they are, before any removal.
A panel count
How many panels there are and where each one sits.
A starting reading
System output logged so the finished reset has something to measure against.
Coordinated dates
Removal ahead of the tear-off, reinstall right after the new roof.
Help with questions
On your request, we explain the solar tasks to the adjuster.
Notes on hidden damage
Problems uncovered under the panels documented for you to submit.
Final records
Photos and readings after the reset to complete your file.
How the Claim Work Unfolds
Where are you in the claim?
Adjuster already visited or still waiting, it does not matter. We go over the roof, the panels and the roofer, then come look at the system.
Your paperwork arrives
Expect the written breakdown and photo set in hand, usually within 48 hours. Submitting it is your call.
The work gets done
Once approved and dated, our crew takes the panels down, your roofer does the shingles, and we wrap up with reinstall, testing and a final photo set.
Why Storm Claims End Up on Our Desk
Easy to review
Separate lines for separate tasks. No unexplained totals.
You stay in charge
We document and schedule. Every claim decision stays with you.
Honest about coverage
We never say the work is covered. That depends on your policy and adjuster.
- Line-by-line scope
- Photos included
- Dates with your roofer
- You run the claim
Storm Damage on a Roof With Solar?
Tell us where your claim stands and who your roofer is, if you have picked one. We will explain the documentation and timing.